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travel insurance for business & employees

Should you or your employees travel abroad in the course of work then it is highly recommended that you consider a travel insurance for business policy.

We are sometimes asked



The answer is that the majority of holiday travel insurance policies will not cover business trips on existing personal policies. This is not widely known, so it is perhaps not surprising to learn it is estimated that up to a million business trips are made from the UK each year that involve inadequate insurance.

Generally travel insurance for business policies will provide specific cover for replacement or hire of business equipment that is lost or damaged. The most common example of this is a stolen mobile phone or laptop computer.

Employee Replacement is another area of cover that can be added to a business travel insurance policy. This provides cover for the costs of having to send another employee to perform a duty if the original traveller is not able to. eg. An engineer travels abroad to fix some machinery but becomes ill – the costs of sending out another engineer will be covered.

The following types of travel insurance for business policies should be considered:

 “are my employees covered for business trips on their own annual travel insurance?”

Business travel policies can also be amended to cover the family of the employee as well. If an employee plans to extend the business trip to include some holiday travel you may find that some allowance for leisure travel is included as standard. If not this can be added often at little or no extra cost.

Single Trip Business Travel Insurance

For individual employees undertaking a one off business trip.

Long Stay Business Travel Insurance

For individual employees undertaking a business trip with a stay of over one month.

Annual Business Travel Insurance

For individual employees who will undertake three of more trips abroad in twelve month period.

Group Business Travel Insurance

For a group of employees undertaking a one off business trip.

Company Annual Business Travel Policy

For employees that travel abroad regularly, it is possible to arrange insurance in a single policy that will cover these employees for a designated number of trips per year. This can often be a way to save money as well as reducing hassle and administration.

TRAVEL INSURANCE FOR BUSINESS MAY COVER :

Cancellations & Curtailment

 

Abandonment

 

Missed Departure

 

Employee Replacement Expense

 

Personal Accident

 

Medical Expenses

 

Hospital Benefit

 

Personal Baggage

 

Delayed Baggage

 

Travel Delay

 

Passport

 

Money

 

Business Cash

 

Documents

 

Personal Liability

 

Legal Expenses

 

Business Equipment

 

Laptop Replacement Expense

TRAVEL INSURANCE FOR BUSINESS WITH CARVEL

 

Carvel only deals with commercial insurance. Should you require a business travel insurance quote, Carvel will provide the following benefits to your business :


  Instant advice & service from commercial insurance

  specialists – not a call centre

 

  Low premiums selected from major panels of insurers

  providing travel insurance for business

 

  Dedicated Account Manager + In-house Claims Management

  = Less Admin & Great Service

 

   FREE Advice and guidance for specialist cases and insuring

  specific medical conditions

Carvel Insurance Brokers is a trading style of Bowlin Insurance Consultants Ltd who are

Authorised and Regulated by the Financial Services Authority, FSA Registered Firm No 306703

Travel Insurance for Business & Employees | Offices in London & Peterborough

Carvel Insurance Brokers ~ 1 Poultry ~ London ~ EC2R 8JR

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