travel insurance for business & employees
Should you or your employees travel abroad in the course of work then it is highly recommended that you consider a travel insurance for business policy.
We are sometimes asked
The answer is that the majority of holiday travel insurance policies will not cover business trips on existing personal policies. This is not widely known, so it is perhaps not surprising to learn it is estimated that up to a million business trips are made from the UK each year that involve inadequate insurance.
Generally travel insurance for business policies will provide specific cover for replacement or hire of business equipment that is lost or damaged. The most common example of this is a stolen mobile phone or laptop computer.
Employee Replacement is another area of cover that can be added to a business travel insurance policy. This provides cover for the costs of having to send another employee to perform a duty if the original traveller is not able to. eg. An engineer travels abroad to fix some machinery but becomes ill – the costs of sending out another engineer will be covered.
The following types of travel insurance for business policies should be considered:
“are my employees covered for business trips on their own annual travel insurance?”
Business travel policies can also be amended to cover the family of the employee as well. If an employee plans to extend the business trip to include some holiday travel you may find that some allowance for leisure travel is included as standard. If not this can be added often at little or no extra cost.
Single Trip Business Travel Insurance
For individual employees undertaking a one off business trip.
Long Stay Business Travel Insurance
For individual employees undertaking a business trip with a stay of over one month.
Annual Business Travel Insurance
For individual employees who will undertake three of more trips abroad in twelve month period.
Group Business Travel Insurance
For a group of employees undertaking a one off business trip.
Company Annual Business Travel Policy
For employees that travel abroad regularly, it is possible to arrange insurance in a single policy that will cover these employees for a designated number of trips per year. This can often be a way to save money as well as reducing hassle and administration.
TRAVEL INSURANCE FOR BUSINESS MAY COVER :
Cancellations & Curtailment
Abandonment
Missed Departure
Employee Replacement Expense
Personal Accident
Medical Expenses
Hospital Benefit
Personal Baggage
Delayed Baggage
Travel Delay
Passport
Money
Business Cash
Documents
Personal Liability
Legal Expenses
Business Equipment
Laptop Replacement Expense
TRAVEL INSURANCE FOR BUSINESS WITH CARVEL
Carvel only deals with commercial insurance. Should you require a business travel insurance quote, Carvel will provide the following benefits to your business :
Instant advice & service from commercial insurance
specialists – not a call centre
Low premiums selected from major panels of insurers
providing travel insurance for business
Dedicated Account Manager + In-house Claims Management
= Less Admin & Great Service
FREE Advice and guidance for specialist cases and insuring
specific medical conditions
Complex Risks Insurance ~ Property Investors Insurance ~ Directors & Officers Insurance ~ Commercial Liability Insurance
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High Net Worth Insurance ~ Commercial Insurance Cover ~ Commercial Motor Insurance
A single phone call and you can access our entire range of policies to provide instant business insurance.
Connect with Carvel, call us now on 08458 733 133
Carvel Insurance Brokers is a trading style of Bowlin Insurance Consultants Ltd who are
Authorised and Regulated by the Financial Services Authority, FSA Registered Firm No 306703
Travel Insurance for Business & Employees | Offices in London & Peterborough
Carvel Insurance Brokers ~ 1 Poultry ~ London ~ EC2R 8JR
