08458 733 133
Qualified commercial insurance brokers are not only a resource for obtaining well priced insurance quotes but often just as important, can provide a valued service as an advisor on commercial risks.
NB. Carvel are independent commercial insurance brokers so have relationships with underwriters and the big insurers. We are able to access preferential rates to which an individual business would not qualify.
By approaching commercial insurance brokers such as Carvel, your business will be analysed, then presented with a range of suitable policies with advice on the benefits of each. You are then able to make an informed choice from the options presented.
Commercial insurance brokers such as Carvel will normally deal with the paperwork and can also handle the administration of claims that may arise, assuming that a claims management service is part of the offering.
As a certified commercial insurance brokers, Carvel includes a comprehensive Claims Handling Service as standard on all of its commercial risk policies. Should your business need to make a claim then your first call should be to Carvel. Your appointed claims handler will work with a designated person within your organisation to settle the claim as soon is as possible with the minimum of fuss.
Unsurprisingly, this will depend on the type of commercial insurance policy that you require. Most quotes can be issued by telephone, however Carvel will be happy to visit your premises if assessments are required or you would prefer a personal visit. It is sensible to have the following general information to hand when seeking a quote:
Trading Address | Number of Employees | Annual Turnover or Estimated First Year Revenue | Date the Policy is required from Previous Claims History | Number of Years of No Claims | Value of Contents, Stock, Equipment, Buildings & Vehicles.
All quotes are valid for 30 days unless specified otherwise. After this period, should you wish to proceed, Carvel will provide you with a fresh quote.
Carvel will present a range of policies depending on your claims history as some policies will be affected by past claims more than others. All insurance organisations will require information on your claims history and this will include details of claims that may have been submitted but not paid. In general terms evidence of previous claims will be reflected in
a commercial insurance premium.
Carvel prefers to take your details and fill in the forms for you when you are on the phone. This means that we can then send you a quote or proposal immediately. No lengthy form filling, more time for you to do your job or run your business.
In most cases a domestic household contents insurance policy will provide cover for a home office. You are advised to check any such policies as sometimes this will be an extension option. Any cover that is provided as standard will be limited on sums insured and what it covers eg. Your household policy will not cover Money, Loss of Income, Personal Belongings of Staff or Public Liability for Visitors etc. Carvel insurance Brokers are happy to advise according to your circumstances.
If you employ five or more persons then yes, by law you must have a written Health & Safety Policy. Some insurance providers may take account of your health & safety procedures and offer reduced premiums as a result.
We do not offer Life Insurance. Apart from that - try us. Whether you think you are high risk, have a claims history or have an unusual request Carvel, will use its industry agreements and contacts to source a policy. Generally, where there are commercial risks we can provide insurance options.
Business Insurance for Limited Companies, Sole Trader, Small Business or Multi-million Pound Turnover.
Complex Risks Insurance ~ Property Investors Insurance ~ Directors & Officers Insurance ~ Commercial Liability Insurance
Business & Employee Travel Insurance ~ Office Insurance ~ Pub Insurance ~ Guest House Insurance ~ B&B Insurance Business Insurance Advice ~ Engineering Insurance ~ Professional Indemnity Insurance ~ Fleet Motor Insurance ~ Taxi Insurance ~ Hotel Insurance ~ Private Client Insurance ~ Landlords Insurance ~ Property Owners Insurance ~ Restaurant Insurance ~ Employers Liability Insurance ~ Public Liability Insurance ~ Product Liability Insurance ~ Commercial Property Insurance ~ Shop Insurance ~ Contractors Insurance ~ Tradesman Insurance ~ Courier Insurance ~ Retail Insurance ~ Haulier Insurance
High Net Worth Insurance ~ Commercial Insurance Cover ~ Commercial Motor Insurance
A single phone call and you can access our entire range of policies to provide instant business insurance.
Connect with Carvel, call us now on 08458 733 133
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