08458 733 133
fleet insurance policy & commercial vehicle quote
FLEET INSURANCE POLICY
A Fleet Insurance Policy is defined as business insurance for a group of several vehicles that can include various types of commercially used vehicle. Some fleets will consist partly or wholly of private cars, however most will be dominated by working commercial vehicles; these may range from pedestrian controlled vehicles EG. milk floats to 40-ton trucks or to special vehicles, such as mobile cranes, tankers, buses and coaches.
What distinguishes a fleet insurance policy from simple insurance for a collection of vehicles, is that the fleet policy premium will depend partly or wholly on the past experience of that fleet as a whole.
= Single Commercial Vehicle Quote
= Mini Fleet Policy Insurance
= Full Fleet Policy Insurance
A fleet insurance policy will prove to be substantially cheaper than taking out separate policies. A fleet insurance policy is flexible and convenient, especially if there are frequent vehicle and driver changes. The other benefits of a fleet policy are that administration costs are reduced and there is only one renewal date to remember and action each year.
For the sole trader with one vehicle or smaller business with very few vehicles, a commercial vehicle quote may be supplied in a similar way to general motor vehicle cover; Comprehensive, Third Party Fire & Theft or just Third Party.
1 to 3 Vehicles
4 to 14 Vehicles
15 Vehicles +
TYPICAL FLEET INSURANCE POLICY
Choice of Comprehensive, 3rd party, fire and theft or
third party only insurance
No claims transfers including moving no claims from
personal policies to a fleet insurance policy
Replacement vehicle cover
Windscreen replacement cover
Cover for legal costs
Provision of minimum insurance to drive in non-EU
countries
HOW IS A COMMERCIAL VEHICLE QUOTE FOR A FLEET INSURANCE POLICY WORKED OUT?
Carvel has access to preferential rates on standard fleet insurance policies and can also arrange for tailored fleet policy cover as required. Carvel can also access ‘off the shelf’ commercial vehicle quote options for certain trades. Below are the main criteria that will influence premiums:
Criteria for a Single Commercial Vehicle QuoteThe type of trade of the individual or business activity of the companyThe vehicle’s rating ie the Insurance GroupThe vehicle’s valueThe Claims History of the individual or business The use of the vehicle: Carriage / Delivery / Haulage / Hire
Criteria for a Fleet Policy / Mini Fleet PolicyThe type of business activity of the companyThe number & total book rate of the company’s vehiclesThe use of named drivers or cover for all company employeesThe length of claims history, number of claims & average claim value The use of the vehicles: Carriage / Delivery / Haulage / HireThe mix of comprehensive, third party fire and theft, or
third party only coverThe use of security systems and telematic devices to track the movements of fleet vehicles
Fleet Policy & Commercial Vehicle Quote for Small Business, Limited Companies or Multi-million Pound Turnover.
Complex Risks Insurance ~ Property Investors Insurance ~ Directors & Officers Insurance ~ Commercial Liability Insurance
Business & Employee Travel Insurance ~ Office Insurance ~ Pub Insurance ~ Guest House Insurance ~ B&B Insurance Business Insurance Advice ~ Engineering Insurance ~ Professional Indemnity Insurance ~ Fleet Motor Insurance ~ Taxi Insurance ~ Hotel Insurance ~ Private Client Insurance ~ Landlords Insurance ~ Property Owners Insurance ~ Restaurant Insurance ~ Employers Liability Insurance ~ Public Liability Insurance ~ Product Liability Insurance ~ Commercial Property Insurance ~ Shop Insurance ~ Contractors Insurance ~ Tradesman Insurance ~ Courier Insurance ~ Retail Insurance ~ Haulier Insurance
High Net Worth Insurance ~ Commercial Insurance Cover ~ Commercial Motor Insurance
A single phone call and you can access our entire range of policies to provide instant business insurance.
Connect with Carvel, call us now on 08458 733 133
WHY CARVEL FOR YOUR COMMERCIAL VEHICLE QUOTE?
Carvel only deals with commercial insurance. Here are the Fleet Policy & Commercial Vehicle Quote benefits to your business :
Instant advice & service from commercial insurance
specialists – not a call centre
Low premiums selected from our panel of specialist
commercial vehicle insurers
Dedicated Account Manager + In-house Claims Management
= Less Admin & Great Service
FREE Advice and guidance on how to reduce your
Commercial Vehicle & Fleet Premiums
You are viewing the text version of this site.
To view the full version please install the Adobe Flash Player and ensure your web browser has JavaScript enabled.
Need help? check the requirements page.
